Terms of Service
1. Acceptance of Terms
By accessing or using services provided by The Preferred Mortgage (“the Company”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must not use our services.
2. Eligibility
To use our services, you must:
Be a resident of Canada.
Be of legal age to enter into a binding contract in your province or territory.
Provide accurate and complete information during the application process.
3. Services Provided
The Preferred Mortgage offers the following services:
Residential and commercial mortgage financing.
Mortgage refinancing and renewal.
Home equity loans and lines of credit.
Mortgage advisory and consultation services.
4. User Responsibilities
Users agree to:
Provide truthful and accurate information during the application process.
Notify the Company of any changes to their financial or personal circumstances that may affect their eligibility or loan terms.
Use the services in compliance with all applicable laws and regulations.
5. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our services, you consent to the practices described in the Privacy Policy.
6. Fees and Charges
Users may be required to pay fees associated with mortgage applications, appraisals, legal services, or other administrative costs. These fees will be disclosed upfront and agreed upon before proceeding with any service.
7. Loan Terms and Conditions
All mortgage and loan agreements are subject to:
Approval based on creditworthiness, income verification, and other criteria.
Applicable interest rates, repayment terms, and conditions as outlined in individual contracts.
The Company’s right to modify or withdraw offers at its discretion, subject to applicable laws.
8. Intellectual Property
All content, logos, trademarks, and materials provided by The Preferred Mortgage are the intellectual property of the Company and may not be used, reproduced, or distributed without written consent.
9. Limitation of Liability
The Company is not liable for:
Financial losses or damages resulting from the use of our services.
Decisions made by third-party lenders or service providers.
Delays or disruptions caused by unforeseen circumstances.
10. Termination of Service
The Preferred Mortgage reserves the right to terminate or suspend access to services for users who violate these Terms or engage in fraudulent or unlawful activities.
11. Governing Law
These Terms are governed by the laws of Canada and the province in which the user resides. Any disputes will be resolved in accordance with Canadian legal standards.
12. Amendments to Terms
The Preferred Mortgage may update these Terms from time to time. Users will be notified of significant changes, and continued use of the services constitutes acceptance of the updated Terms.
13. Contact Information
For questions or concerns regarding these Terms, please contact us at: